A customer recently asked about the Kaiser Georgia HSA Plan B. She asked, “Can you give me more information regarding the Kaiser Permanente HSA B Plan for small business? Also, please explain the difference between the HSA and HMO health insurance plans.”

Startup companies may find the HSA Plan B to suite them well. This plan offers affordable monthly premiums and a low out of pocket maximum. The key difference between the HSA and HMO Plans is how the deductible is structured.  Under the HMO Plan, doctor visits and medications are covered at the get-go.  With the HSA Plan, you have to pay full price for all Kaiser health care (services such as physician visits, prescription drugs, etc.) before your coverage kicks in.  For more information and plan benefits, click HSA Plan B.