Kaiser Permanente Georgia Individual Department and Kaiser Permanente Colorado Individual Department allows applicants to have the option of doing a pre-screen before they actually submit an application. This allows them the convenience of finding out if it’s worth filling out an entire application. In some cases, the pre-existing health condition would be cause for an automatic denial. By doing a pre-screen this individual can find out before filling out the application so as not to waste time filling out a long application when the ultimate result will be a denial of health insurance coverage.

If an applicant has a pre-existing they would like to be pre-screened for, they may send an email or handwritten notice with the following information:

1. Applicants name
2. Condition
3. Date of diagnoses
4. List of prescriptions including dosage and frequency
5. Signature and date

The Medical Review team will evaluate the situation and notify the applicant or the broker if the applicant will qualify for the coverage. They will also disclose whether or not there will be a surcharge on the monthly premium for the health insurance coverage. If the pre-screen says that the applicant is still eligible despite the pre-existing condition, that applicant will need to then complete and submit the individual and family application for health insurance coverage.

Posted: May 28th, 2010 under Georgia Individual, Colorado Individual.
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